Car insurance for HM Forces..

Blanio

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Hey guys...

Was just checking out insurance quotes and due to me only being 17, my car insurance is crazy! By the time i've passed my test I should be in RT at which point i'll state my employment status as in HMS forces...to be honest I knew it would go up in price (which i personally find disgusting) but some insurance companies won't even insure me when I change this.

However, i've seen numerous companies that specialize in HMS forces insurance, mortgages etc etc. I was wondering if you lads know of any decent ones for car insurance and if you've found some good savings?

Thanks for your time,

Blanio.
 

JDMSAM

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Yea good question! i going 2 buy a mazda RX7 when i pass out, specialist insurance companies would really help.
 

PoyserRM

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i cant understand why car insurance would go up if *text deleted* in the forces :dontaskme:
 

Aspiring87

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Alright lads, seeing as i currently work in car insurance i may aswell comment.
In regards to getting a good policy, with a cheap premium, try all of the above sites mentioned, but also some of the top 5 insurers ( Norwhich union, Direct line, Churchill etc..) and bull your way through...e.g if you go on money supermarket or confused etc...and fill out the quote form just give a few different answers...for example...Where is your car kept overnight...answer: Gargage...How many miles a year will you do...answer: go as low as you think is right...good option to go about 4-5 thousand even if you do ten! Occupation: Unemployed...student...anything else that takes your fancy...the main ones to avoid are ones where the insurer will think you will do alot of travelling e.g journalist, salesman, HM forces, etc etc
Somethings you shouldnt bull your through are NCD, ( no claims discount ) Points or fines for speeding....etc...but if you go for ther above keep your excess high and your premium should be lower. None of the above that i mentioned is ever checked they just rely on you to be honest but if it saves you £200 quid then i say why not, especially when you get Abdul who lives in Bradforde claiming for a fake accident in a minibus with 19 claims of whiplash when it never happened! ( all making your premiums raise by the way ) and pocketing nearly 50k as the normal payout for whiplash is 2,500...anyway my rant over, obviously if your a honets John then dont take my advice on board but for the majority of the public anything to save a few pounds in the climate were in is worthwhile....
 

JDMSAM

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Yea mate thats true did that for my first car Civic Coupe VTI, Still forked out £4,500 on 3rd party premium,
 

ninjamej

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there speacial companies that dela with forces insurances and they knock ther prices done buddy
 

Ninja_Stoker

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Insurance companies never miss an opportunity to add a premium, rest assured.

If you state you are in HM Forces then a premium is routinely added because servicemen & women tend to commute long distances on motorways at peak times just before & toward the end of weekends - the highest risk time for travel.

There is no correlation that because you are in the services you could be considered any safer, drive more maturely & within the legal speed limits than any other male driver of your age unfortunately.
 
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